THE GRAND VALLEY AND COLORADO’S PREMIER HOME LENDER
At Unifirst Lending, we understand that buying a home is one of the most important financial decisions you’ll ever make. That’s why we’re committed to providing you with the support and guidance you need to make the process as smooth and stress free as possible.
Our team of experienced mortgage professionals is dedicated to helping you find the right home loan for your unique needs and financial situation. Whether you’re a first time homebuyer or a seasoned homeowner, we have a variety of loan programs to choose from.
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac. Jumbo mortgages are available for primary residences, second or vacation homes and investment properties.
An FHA Loan is a mortgage that’s insured by the Federal Housing Administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers.
VA Loans are government-backed mortgages for purchasing or refinancing a home. This special military benefit is offered only to active-duty military personnel, veterans, and select borrowers meeting qualifications from the Department of Veterans Affairs.
A USDA home loan is a zero-down-payment mortgage for homebuyers in eligible towns and rural areas. These loans can be a great tool to unlock homeownership for qualified borrowers.
When you refinance your mortgage, your bank or lender pays off your old mortgage with the new one. Most borrowers choose to refinance so they can lower their interest and shorten their payment term, or to take advantage of turning some of the equity they have earned on their home into cash.
Reach out to us today to start the conversation
Not a commitment to lend. Rates and terms subject to change without notice. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Act No. 4130968; AL #22653; AR #32700; AZ #1015403; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759. NMLS #1141. http://www.nmlsconsumeraccess.org